Two numbers. One minute. See how many months your cash covers if the income stopped tomorrow. Then see how close you are to your Oh Crap Fund.
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Keep it in its own high-yield account, so it earns while it waits. Not in checking, where it slowly turns into groceries.
Your Oh Crap Fund grows from what you beat your 22-Day Number by. Find yours in five minutes. Your plan comes by email.
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